Never share your password, card number, expiry date, CVV, PIN, OTP or other confidential information with anyone even if the person claims to be from "BankU" or Mehrasri .

Cybercriminals frequently gain access to information by using known flaws in the software and operating systems that run your computer or phone. The best defense is to keep software, web browsers, and operating systems up to date. This is the most effective measure you can take to protect your digital devices. Regularly updating your computer and mobile devices is crucial as it ensures that any known security flaws are patched, reducing the risk of exploitation by malicious actors. It prevents you from being a victim of a successful cyberattack.

Cybercriminals also use technical attacks to deploy viruses, botnets, malware, keyloggers and spyware to infect or take control of your computer. Many new computers come with a free trial of antivirus software preinstalled, which you can purchase once the trial is over. Additionally, there are hundreds of antivirus applications available in the market for you to choose from. Be sure to select software solutions that provide you adequate protection, keep them updated with the latest virus definitions, and schedule regular full scans, preferably at least once per week.

For each account, use the longest password permissible and update it regularly. Create strong passwords by combining uppercase and lowercase letters, unique characters and numbers. Avoid including personal information in your passwords and never use the same password for multiple accounts. Don’t write down your passwords on paper or share them with anyone. For mobile devices, set up a PIN (or passcode) or facial recognition setting and activate the auto-lock feature in your settings. When it comes to computers, consider maintaining multiple profiles, especially if you have younger children, as this allows you to apply restrictions to specific accounts.

Malicious cyber actors may leverage your home network to gain access to personal, private and confidential information. To protect against these threats, start by setting a robust password for your Wi-Fi network and select the appropriate encryption, beginning with at least Wi-Fi Protected Access 2 (WPA2). Additionally, be sure to regularly update your router’s software. It is also advisable to hide your network, keeping it concealed from unauthorized connections. To view a comprehensive guide regarding securing your home network,

Phishing is when cybercriminals use deceptive emails or messages to trick you into revealing personal or financial information, while vishing involves fraudulent phone calls with the same goal. The best defense is staying vigilant. If you receive a request for personal or financial information from an unknown source, take a moment to verify their legitimacy. Contact the organization or individual directly through official channels to confirm the request’s authenticity. Be cautious about clicking on links, opening attachments or sharing sensitive details.